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Philobank.com

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Checking Accounts

We offer a complete line of checking services. Free checking is always available with direct deposit, for full-time students age 21 or younger, and for those age 50 or older.

Need to order checks? Just click on Check Orders for a handy online order form.

NEW!! GR8 STRT logo Checking just for 18-24

Universal Checking
Our Universal Checking accounts appeals to just about everyone. See for yourself.

$100 minimum balance ($5 monthly fee if the balance drops below the minimum)
No minimum balance required with direct deposit or for full-time students age 21 or younger
Unlimited transactions
Free ATM/Check card
$100 minimum required to open this account

Universal Plus 50 Checking
Universal Plus 50 offers customers age 50 or better even more. To begin enjoying all the benefits of Universal Plus 50, all you have to do is let us know when you reach age 50.

No minimum balance requirements or monthly fees
Unlimited transactions
Free ATM/Check card
Free notary service
License stickers with minimum handling fee
$100 minimum required to open this account

Checking with Interest (NOW)
If you normally maintain a balance of $1,000 or more in your checking account, you'll want to choose our Checking with Interest account. Look at all it includes:

$1,000 minimum balance ($5 monthly fee if balance drops below $1,000)
Unlimited transactions
Interest credited monthly
First order of 200 wallet-style checks free
Free ATM/Check card

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