We’re proud of our more than 125-year history of working with farmers, small businesses and members of this community.  

Internet Banking

Enjoy the convenience and simplicity that Internet Banking has to offer.

  • Transfer funds
  • Make loan payments
  • Pay bills
  • View & print statements
  • Utilize loan & savings calculators
  • Create & print reports

Receive your monthly statements through the security of Internet Banking

  • Retrieve your bank statements the same day that we cycle the statement
  • No more waiting for your monthly statement to be delivered by the postal service
  • Store up to 7 years of statement history
Bill Pay
  • Pay all of your bills with the security of Internet Banking
  • View all bill history
  • Receive E-Bills
  • Eliminate postage costs
  • Popmoney – Person to Person payment

*enrollment in E-Statements is required


We are pleased and excited to offer Mobile Banking to our customers!

  • Check balances
  • Pay bills
  • Transfer funds
  • Find the nearest ATM
  • And much more, all from the convenience of your cell phone!

Download the Touchbanking App and enter the activation code of GoMobile7200 to optimize your mobile banking experience!


The new mobile app that lets your track your accounts and prevent fraud

  • Receive fraud alerts
  • Ability to receive an email with every debit card purchase
  • Check your real time account balance anytime, anywhere
Other Services

Farms, small businesses and individuals  can count on Philo Exchange Bank for a full range of valuable services, including:

  • ATM/Debit cards
  • Cashier’s checks/Money orders
  • Direct deposit
  • In-house check printing
  • Vehicle license stickers
  • Night depository
  • Notary service
  • Safe deposit rentals
  • Savings bond redemption
  • Coin Counting