bank services philo


We’re proud of our more than 125-year history of working with farmers, small businesses, and members of this community. 

Internet/Online Banking

Enjoy the convenience and simplicity that Internet Banking has to offer.

  • Transfer funds
  • Make loan payments
  • Pay bills
  • View & print statements
  • Utilize loan & savings calculators
  • Create & print reports

Receive your monthly statements through the security of Internet Banking.

  • Retrieve your bank statements the same day that the statement cycles
  • No more waiting for your monthly statement to be delivered by the postal service
  • Store up to 7 years of statement history
Bill Pay
  • Pay all of your bills with the security of Internet Banking
  • View all bill history
  • Receive E-Bills
  • Eliminate postage costs
  • Popmoney – Person to Person payment

*enrollment in E-Statements is required

Mobile Phone TouchBanking App

Bank on the go with your phone! We are pleased to offer Touch Banking to our customers.

  • Check balances
  • Pay bills
  • Transfer funds
  • Find the nearest ATM
  • And much more, all from the convenience of your cell phone!

How to: Download the TouchBanking App and enter the activation code of GoMobile7200 to optimize your mobile banking experience!

Card Valet Mobile Phone App

Our mobile phone app allows you to track your accounts and prevent fraud.

  • Access account details
  • Set card alert and control preferences
  • Review transactions
  • Receive fraud alerts
  • Turn your debit card on or off
  • Check your real time account balance anytime, anywhere
Other Services

Farms, small businesses, and individuals  can count on Philo Exchange Bank for a full range of valuable services, including:

  • Cashier checks
  • Coin counting
  • Convenient 24-hour ATM locations
  • Direct deposits
  • Free uChoose Rewards program with our Debit Card
  • Illinois vehicle license stickers
  • Money orders
  • Night depository
  • Notary service
  • Philo Exchange Bank Debit Card
  • Real estate tax payments accepted for Champaign/Vermilion counties
  • Safe deposit rental
  • Savings bond redemption
  • Wire transfers